For the most part you might choose to let go- that is temper justice with mercy when you are involved in a minor accident with little or damages at all for the fact that it is worth it. You might want to save yourself time, money and energy that will go into litigation and all that red tape attributed to court proceedings. Secondly, you might choose to take up a case with an individual or insurance company by yourself in the event that you want to justice to be done. In this case, the damages or and injuries involved may be such that you can handle it. In any case you probably don’t need a lawyer or an attorney.
On the other hand, the reverse is the case if the level of damage or injury involved is severely grave. You may also be facing an obstinate individual who wouldn’t want to take responsibility or a big insurance company with some big lawyers behind them not ready to compensate for a damage. On this account it is imperative to involve a lawyer- to be very precise, a personal injury attorney who is versed in the legal situations viz-a-viz accidents rewarding severe damages and injuries for the fact that you are a layperson to the legal proceedings.
By and large, it is next to impossibility to find an insurance company employ a lawyer without straight impeccable record of winning cases in the niche. If you are going to face one of those companies you are going to need a competent car accident attorney that can represent you in case you have:
- sustained serious injuries and have to settle expensive treatment bills: if you happen to a victim of an accident in which sustain severe injuries rewarding expensive bills that you can settle or will probably eat a chunk of your life savings, it is imperative for you to get an advocate.
- lost a substantial sum of cash, wage or salary as a result of the accident: Due to the injuries that you have sustained, you may not be able to go to work. If that affects your earnings, you may want to sue for that and an attorney understands all the procedures under the hood.
- Disposed liability: this is a case in which either an insurer claims that the policyholder has not defaulted or you can’t provide substantial proofs and for that the the holder is not liable for damages, hence the the insurer is not taking responsibility. In this case hiring an attorney is important. The attorney will help come up with more than enough proofs to show the other party has defaulted.
- Dulging payment: this happens when an insurer is either refusing to pay a substantial amount to cover for a damage or boycotting the payment. In most accident cases rewarding severe damages, insurance companies are known to want to always boycott settlement.