The Differences Between A Bank and Credit Union

Banks and credit unions offer financial services and perks like bank accounts, mortgages, ATMs, loans, online banking, mobile banking, and bill pay. Both offer coverage by the federal government in case of closure (FDIC and NCUA). However, banks and credit unions view money and customers differently, from its operation and ownership to bank services and… Continue reading The Differences Between A Bank and Credit Union

5 Ways to Save Money and Stick to Your Budget

Whether you’re saving up for a new car, a down payment on a house, or school tuition, you need to make sure that your budget stays in check. The easiest way to do this is by using these five money-saving hacks. From banking smarter and shopping at the right time to cutting back on impulse… Continue reading 5 Ways to Save Money and Stick to Your Budget

Is A Good Credit Score Worth The Hassle?

A credit score is a value that lenders use to evaluate your credit risk. Your FICO score is essential for accessing financing from banks and lending institutions. But is working on your credit score worth the hassle? Let’s figure it out. Get Approval Faster and Save Time Most lenders will evaluate your credit score before… Continue reading Is A Good Credit Score Worth The Hassle?

How to Save Money When Getting a Custom-Built Home

Getting a payout from an injury suit can be just what you need to get your life back on track. Unfortunately, there are always costs associated with going to court and they can definitely eat into your payout. If you want to ensure the maximum payout, consider these tips before you engage the services of… Continue reading How to Save Money When Getting a Custom-Built Home