The Differences Between A Bank and Credit Union

Banks and credit unions offer financial services and perks like bank accounts, mortgages, ATMs, loans, online banking, mobile banking, and bill pay. Both offer coverage by the federal government in case of closure (FDIC and NCUA). However, banks and credit unions view money and customers differently, from its operation and ownership to bank services and… Continue reading The Differences Between A Bank and Credit Union

5 Ways to Save Money and Stick to Your Budget

Whether you’re saving up for a new car, a down payment on a house, or school tuition, you need to make sure that your budget stays in check. The easiest way to do this is by using these five money-saving hacks. From banking smarter and shopping at the right time to cutting back on impulse… Continue reading 5 Ways to Save Money and Stick to Your Budget

Is A Good Credit Score Worth The Hassle?

A credit score is a value that lenders use to evaluate your credit risk. Your FICO score is essential for accessing financing from banks and lending institutions. But is working on your credit score worth the hassle? Let’s figure it out. Get Approval Faster and Save Time Most lenders will evaluate your credit score before… Continue reading Is A Good Credit Score Worth The Hassle?

Why It’s Important to Have Health Insurance

Health insurance is something you can get in many different ways. You can buy it as a private citizen, you can get coverage through your employer, or you can even get a policy and coverage through government programs. While there are different ways to get health insurance, there are also a variety of reasons why… Continue reading Why It’s Important to Have Health Insurance

Why It’s Important to Maintain Your Heating and Air Conditioning

If you have a central heating and air conditioning (HVAC) system in your home, you probably take great efforts to make sure the system is working well. You probably pay attention to it when you turn it on or off or follow another system setup. However, there are several other maintenance tasks that your HVAC… Continue reading Why It’s Important to Maintain Your Heating and Air Conditioning

Need A Car? Here’s How to Save Money Getting One

A car is mandatory to run errands, commute to work or school, and enjoy recreational, educational, and entertainment activities. Conversely, a car is a money-draining vehicle that requires auto repair checkups, car insurance coverage, fuel, and monthly payments. To enjoy the benefits of a car without the financial strain, save smart. Save More than the… Continue reading Need A Car? Here’s How to Save Money Getting One